Real Estate ROI Calculator

Free real estate ROI calculator. Calculate rental yield, cap rate, cash-on-cash return and annual income for any investment property.

✓ Free to use ✓ Instant results ✓ Mobile friendly ✓ No sign-up needed

Property Value

Monthly Rent

Annual Expenses

Down Payment

Gross Yield

Net Yield

Cash-on-Cash ROI

Annual Net Income

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Understanding Real Estate Returns

Property investment returns are measured in several ways. Gross yield ignores expenses; net yield accounts for costs; and cash-on-cash return measures the return on your actual cash invested (deposit).

What is a Good Rental Yield?

Gross Yield above 5% is generally considered good in the UK.
Net Yield above 3–4% indicates a profitable property after costs.
Cash-on-Cash ROI above 8% shows strong returns on your invested capital.

Common Buy-to-Let Expenses

Letting agent fees (8–15% of annual rent)
Maintenance and repairs (1–2% of property value annually)
Landlord insurance, mortgage, and void periods

Frequently Asked Questions

What expenses should I include?+

Include letting agent fees, maintenance, insurance, mortgage interest, ground rent, service charges, and an allowance for void periods (typically 1 month per year).

What is cash-on-cash return?+

Cash-on-cash return measures your annual net income as a percentage of the cash you actually invested (your deposit), not the total property value. It reflects your real return on capital.

Is buy-to-let still worth it in 2024?+

It depends on your local market, mortgage rate, and tax situation. The calculator helps you model different scenarios to see if the numbers work for a specific property.