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Finance

Roth IRA Calculator

Project Roth IRA growth and tax-free retirement income over time.

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Balance at Retirement
Tax-Free Monthly Income (4%)
Total Contributed
Tax-Free Growth

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What is a Roth IRA?

A Roth IRA is a US tax-advantaged retirement account. Contributions are made after-tax, but all growth and withdrawals in retirement are completely tax-free.

Contribution Limits

Frequently Asked Questions

What is the 2024 Roth IRA contribution limit?+
$7,000/year ($8,000 if age 50+). Income limits apply: single filers phase out at $146,000–$161,000 MAGI.
UK equivalent of Roth IRA?+
The UK equivalent is a Stocks & Shares ISA — contributions are after-tax with tax-free growth and withdrawals.

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